Why The Women Of Wall Street Are Disappearing - 1132 Words

Wall street, where the business is operating in the city of New York, opportunities arise for employment. Both employers and employees have benefits when working together, hence the employer will only hire the employee once they evaluate and distinguish the qualification within the employee. In certain cases, employees are not selected after meeting the qualifications, thus an example of discrimination. The employer can discriminate for race, sex, gender, origin, or disability. According to the business dictionary, discrimination is illustrated as a â€Å"bias or prejudice resulting in denial of opportunity, or unfair treatment regarding selection, promotion, or transfer. Discrimination is preformed commonly on the grounds of age,†¦show more content†¦Nadine felt as if she actually discriminated for her gender, as the team leaders of the entire department were men. Nadine raised her voice and spoke up for what was right. As Nadine was terminated, she has noticed a trend, where all women of the company were slowly getting terminated. Nadine had discussed this with her lawyer and has suddenly filed a lawsuit with Citigroup. Discrimination can be in four different forms. According to the textbook, it can be in the form of intentional, where you are fully conscious and deliberately discriminate. Also, there is the opposite, unintentional discrimination, where you are â€Å"not consciously or deliberately sought, but is brought about by stereotypes or as an unintended outcome†. Individual discrimination occurs with one or few individuals acting on their own. Institutional discrimination is a â€Å"result of the actions of all or numerous people in an institutional and of their routine processes and policies†. In a work environment when discrimination occurs, it can be from an intentional and unintentional point of view. When working in an environment it is valuable to understand and reason before you have a conversation, as the listener may grasp it in a different way, therefore they can feel discriminated. A very critical lawsuit, which has struck between two co-workers have led to a disaster and

My Dream House Free Essays

My dream house is simply unimaginable. The home I desire is most beautiful and great in splendor is like a dreamland. A. We will write a custom essay sample on My Dream House or any similar topic only for you Order Now The exterior of my home has great large beams trimmed in gold. There is a large picture window that covers the lower portion of the house. B. The home has high ceilings and large windows all through out the home. C. It sits on top of one acre of beautiful rolling hills and meadows. 1. There is a beautiful garden in the backyard with a large pond. 2. There is also a huge deck, perfect for picnics and other social gatherings. II. The Front Exterior D.As you walk up the cobblestone walkway, the first things you see is two large beams trimmed in gold. E. Just behind the beams sit a set of gold French style double doors that give entrance into the elaborate home. III. Interior F. As you enter into the foyer, you encounter a large marble of sculpture of Eve that sits in the center. G. Directly behind the sculpture sits a grand staircase that leads to the second level of the home. H. Just to the left is a beautiful family room, perfect for family gatherings. I. To the right there is a dining room that seats more than ten people. . There is a cherry wood table seated in the middle of the room with matching chairs 4. Above the table hangs an elaborate crystal chandelier. J. In the dining room, there is a doorway that gives access to the huge kitchen. 5. In the center of the kitchen sits an island. 1. On the granite top of the island is a stove with six burners and a grill 2. Off to the left sits a double oven. 3. Next to the oven, there is a huge refrigerator. 4. In the corner sits a breakfast nook surrounded by windows that overlooks the beautiful hills and meadow.This is where most meals will take place. K. As you walk up the grand staircase and walk down the hallway, you’ll past four bedrooms before reaching the master bedroom. 6. When walking into the bedroom, you notice the California Kind sized bed. 7. Just past the bed sits huge sliding door that open onto the balcony that overlooks the beautiful views. 8. Walking back into the bedroom, to the right there is the master bathroom. 5. Walking into the bathroom you notice the heated marble floor. 6. Inside the bathroom there are his and her marble sinks. . Across from the sinks sit a huge standing marble shower with glass doors. 8. Also in the bathroom is a separate Jacuzzi style bathtubs. IV. Exterior: Back yard L. Right outside the back doors is a patio. On the patio sits a bar and a built in grill. M. In the backyard there is an Olympic sized pool. Surrounding the pool are beach chairs. N. Further back, there is a garden and a large bond. V. Conclusion O. Now that I have describe in great detail to you my dreamland, I hope that you all will come visit me when my dreamland becomes a reality. How to cite My Dream House, Papers My Dream House Free Essays My Dream House Everyone must hope they will have a dream house. The dream house can keep them In the condition they wanted. In my mind, I hope that my dream house Is far from main city and industrial area due to I like quiet environment. We will write a custom essay sample on My Dream House or any similar topic only for you Order Now I also like fresh air around me. Every day I can woke up by the sound of birds and see them perched in the branches if the trees. Inside the house will be a big, spacious hall. Will decorate the walls of the hall with paintings like green color and more. I always feeling relax and serene In the house. The day light is essential. In my living room must have some big windows so I will not feel too hot when I am sleeping. A study room Is exist certainly. It can be small, In there, I write read books and doing my homework. I hope this room is quiet so I can calm and attentive to do the things. And in my bedroom is painted with my favorite color, light green, it represents feelings if harmony and peace feature for me. I will place in a bookshelf in the room. The bookshelf is occupied by all my favorite books. The house outer design will be a calm and open environment. There must have a large open space and planted many trees and flowers. I think the outer decoration looks ordinary enough and have some small and beautiful gardens. If can, I hope it will have a clear river near my house, I also want to rear some pets like rabbit, dog, owl, birds and squirrels. I will provide foods and shelters for them because my gardens have enough space. It should be a green house beside my house. I would grow own vegetables, tomatoes, chilies, eggplants and more. The design and the location of our house usually will affect our mood. Dream house would reflect our feelings, thoughts and personality. If we live In a place close to the serenity of nature, our minds. Bodies and splits will be filled with positive energies. How to cite My Dream House, Papers My Dream House Free Essays There is nothing in the world as sweet as a home†. ‘East or West, home is the best’ as the saying goes. Home is the symbol of human togetherness- a place where all of us learn the first steps of life. We will write a custom essay sample on My Dream House or any similar topic only for you Order Now For most people the very thought of home brings fond memories, nostalgic feelings and sad emotions. My home is situated in a suburb called Gandhi Nagar in the city of Guwahati, the capital of Assam. I was born in this city although my parents have migrated to the place due to service and occupation. As for me, I feel a part and parcel of the city and consider it as my hometown. The locality where I live falls within the periphery of Guwahati Club, one of the major commercial centres of the city and is noted for its educational institutions, Sports facilities and green surroundings. My house is only a few yards from this commercial centre. The area is inhabited mostly by government servants, high-ranking officials and bureaucrats My house is situated at the side of a bye-lane leading to Guwahati club. It is a two-storied building constructed by my father about ten years ago. The top floor has been rented out. The ground floor, which we use, has four bedrooms, a drawing room part which also serves as a dinning room, a kitchen and a bathroom. My brother and myself share a room, while a room has been given to my elder sister. The third room which is the largest room in the house is used by our parents while the fourth room is kept as a guest room. All the living rooms have floor carpets, while the drawing room where we entertain our guests and watch T. V. has marble floor and an artistically carved showcase. The showcase contains numerous trophies, beautiful mementos and several attractive handicraft exhibits. The house has a little porch in front where my father keeps his car. The portion between the porch and the road is used for gardening, which is taken care of by my mother. There is a small patch of land behind the house which is used for cultivation of vegetables and for dumping of scraps and useless articles of the house. As the area is inhabited by senior government servants, the houses here have posh surroundings, high security wall, lively gardens and huge front gates. Being very close to one of the nerve-centres of the city, we are fortunate to have all the facilities such as, markets, schools, hospitals, banks etc. The High Court, Railway station, Reserve Bank, Museum, Public library, Sports Stadium, etc. are all within a walk able distance. I have a brother and a sister. My eldest brother is studying in Cotton College, the famed college of the city, while I study in Don Bosco School. My sister studies in St. Mary’s school which stands a few metres away from our home. My father is an under secretary and works in the Govt. Secretariat at Dispur while my mother is a senior lecturer in a Commerce college in the city. My home is a happy home. We the children love our parents and they in turn do all they can to make our life cheerful, enjoyable and least burdensome. We care for each other and do our very best to make our home a happy and a sweet home. How to cite My Dream House, Papers

Applying information to financial statement - Myassignmenthelp.Com

Question: Discuss about theApplying information to the financial statement. Answer: Profitability Ratios Gross profit percentage of sales Gross profit sales percentage of Sharma and Ryan Company is observed to be 58%. This ratio indicates the relationship among total net sales revenue and gross profit. This serves as a vital ratio in analyzing the operational performance of the company (Batta, Ganguly and Rosett 2014). It is gathered that this ratio is high for the company in comparison to its competitor which is deemed to be favorable. Such high ratio indicates that the company has been capable enough in increasing its profitability through creating competitive product or services. This ratio serves as an important profitability measure through which the investors and analysts of Sharma and Ryan Company compare the identical companies within the overall industry. It is considered that the higher this ratio, the more the company is deemed to retain on every dollar of sales to service along with its other obligations and costs. Net profit percentage of sales Net profit percentage of sales of Sharma and Ryan Company is observed to be 10.35%. This ratio indicates the remaining profit of the company after every expense associated with administration, production and financing after deducting from income taxes, sales those are recognized (Brigham and Ehrhardt 2013). Net profit of Sharma and Ryan Company is observed to be lesser than its competitor who indicates the current sales practices of the company are not efficient enough in generating profits through revenue. This indicates the companys decreased share price growth and increased profitability. Less net profit ratio signifies that the company is not that efficient enough in concerting its sales into profits as this is both a measure of overall business health and efficiency. The company is not that capable to generate increased profit per dollar of sales that is highly efficient. As the company has less net profit margin ratio, hence it is not that capable to survive a product line whic h does not address expectations or economic contraction period. Return on capital employed Return on capital employed of Sharma and Ryan Company is observed to be 30.81%. This ratio indicates the ways in which the company is efficient in gathering profits from the capital employed through comparing net portraying profit with capital employed. This ratio of the company is observed to be high in comparison to its competitor who indicates that the assets of Sharma and Ryan Company are performing better in consideration to long term financing (Bruce-Twum and Mensah 2015). A higher ratio of the company signifies that increased profit dollars are generated by every dollar of capital employed. Sharma and Ryan Company attained such high ratio through having smaller dollar amount of assets and increased profits that gave high return to the company. The result of the company indicates that the organization generates high earnings per dollar capital used. A higher return on capital employed value signifies high profitability and as the organization less assets along with similar prof its as its competitors, it is deemed to have increased return value regarding return on capital employed with high profits. Efficiency Ratios Debtors payment period Debtors payment period of Sharma and Ryan Company is observed to be 34 days. This ratio indicates maximum time taken by a business to attain payments gathered in terms of accounts receivables. This ratio for the company is observed to be high in comparison to its competitor for the reason that its average number of days is high between the credit sales date along with date payment that is attained from credit sales (Gritta and Adrangi 2014). Such high ratio is not deemed to be favorable for the reason that a short collection period indicates better receivables management and fast collection. A longer collection day of Sharma and Ryan Company indicates negative impact on short term debt paying capability. Creditors payment period Creditors payment period of Sharma and Ryan Company is observed to be 29 days. This ratio indicates the average time taken by a company for addressing all its debts with trade suppliers or accounts payables (James, Stephen and Mark 2014). This payment period of the company is observed to be shorter in comparison to its competitor. This indicates Sharma and Ryan Companys rapid payments to its creditors that ensure the creditworthiness of the company. The company is efficient enough to anticipate the average time it takes in addressing its debts with all its trade suppliers. If the turnover ratio is falling from a period to another is an indication that an organization is taking more time in paying off its suppliers in comparison to its previous time frames. In case if any day the turnover ratio increases, then the company is observed to pay off its suppliers at a rapid pace. Rates of stock turnover Stock turnover rates of Sharma and Ryan Company is observed to be 12 days. This ratio serves as an indicator regarding the number of times inventory is sold or employed within a specified time (Weil, Schipper and Francis 2013). Stock turnover ratio of this company is less in comparison to its competitor that signifies poor sales along with increased inventory. Such results indicate that Sharma and Ryan Company could not efficiently sell its inventory in maintaining superior business performance (Pirie et al. 2015). The company requires enhancing stock turnover ratio as a high turnover will signify that it makes profit on every sale and how fast it sells inventory through maintaining increased profit. As this ratio is less for the company it can be stated that such low ratio indicates slow moving or obsolete inventories within the stock and is a huge indicator of maintaining unnecessarily large amount of inventories signifying poor inventory management. This is for the reason that it necessitates maintaining funds that might be employed within certain business operations. A factor that is deemed to impact such ratio is the application of just-in-time inventory technique. Liquidity Ratios Current Ratio Current ratio of Sharma and Ryan Company is observed to be 4.5:1. This ratio indicates the companys ability to pay short along with long term obligations. This ratio for the company is observed to be high in comparison to its competitor who indicates that it is capable enough to pay off its liabilities through employing its assets. A high ratio is observed which signifies sound financial health of Sharma and Ryan Company (Richard 2014). This revealed that the companys operating cycle is highly efficient that is capable to convert its products into cash. As Sharma and Ryan Company has low inventory turnover it has less chances of facing liquidity problems once it is unable to decrease such obligations. However, this ratio also indicates that based on the ways in which the companys assets are allocated, an increased ratio signifies it is not employing assets properly and not managing its working capital better (Thein 2015). As the current ratio of the company is observed to be more tha n 1, in such scenario Sharma and Ryan Company is deemed to pay all its bills on time. In addition, decreased values always do not indicate a major issue but can be of great concern for the management. This ratio provided an idea regarding the companys operating effectiveness and in case of Sharma and Ryan Company that indicates about the companys high liquidity and is a signal that it is not facing problem with getting paid on its receivable or have effective inventory turnover. This serves as a symptom that the organization is not effectively using its current assets. Acid Test Ratio Acid test ratio of Sharma and Ryan Company is observed to be 3.7:1. This ratio indicates the capability of the organization to address its current liabilities at the time they come due with just quick assets. The company is observed to have less acid test ratio in comparison to its competitor that offers a realistic view of its liquid assets (Weil, Schipper and Francis 2013). However, Sharma and Ryan Company have this ratio more than 1 that is the desired range. This indicates the company has sufficient liquid assets to address its current liabilities. The companys desirable ratio indicates that it offers a rigorous evaluation of its capability to address its current liabilities and it does the same through decreasing the liquid current assets from consideration. A low ratio of the company indicates that companys efficiency has decreased in turning its inventory within sales (Wang 2014). Financial Position or Performance Using Ratio Analysis Financial ratio analysis indicates the financial position of Sharma and Ryans Company in the initial year of its trading. Analysis of the companys business and financial performance will facilitate it in making certain decisions associated with future expansion of the business (Webb 2013). It was gathered from the analysis that gross profit ratio is high for the company in comparison to its competitor which is deemed to be favorable. Such high ratio indicates that the company has been capable enough in increasing its profitability through creating competitive product or services. Moreover, ratio analysis also revealed that creditors payment period of the company is observed to be shorter in comparison to its competitor. This indicates Sharma and Ryan Companys rapid payments to its creditors that ensure the creditworthiness of the company (Weil, Schipper and Francis 2013). In addition, companys desirable acid test ratio indicates that it offers a rigorous evaluation of its capability to address its current liabilities and it does the same through decreasing the liquid current assets from consideration. The company is observed to have high profitability ratio that makes sure of its superior business performance. This indicates the companys capability to attain profit that remains from the earned income after eliminating expenses and costs associated with income earned. Profitability ratio of Sharma and Ryans Company indicates increased capability of the company in transforming its sales dollars within profits at all the measurement stages and generates high return for its shareholders (Wimmer and Rada 2013). Efficiency ratio analysis measured how well the company employs its assets and liabilities within the organization. Results from these ratios can facilitate the company in enhancing the companys business performance along with outer creditors looking at the companys profitability operations. However, results of stock turnover indicate that Sharma and Ryan Company could not efficiently sell its inventory in maintaining superior business performance (Pirie et al. 2015). The compan y requires enhancing stock turnover ratio as a high turnover will signify that it makes profit on every sale and how fast it sells inventory through maintaining increased profit. Improved receivables turnover ratio serves as major turnover ratios employed for evaluating the business performance. Moreover, this ratio also signified that the business is highly effective in using its working capital that is blocked in by debtors. This also signifies the frequency of conversion of receivables within cash for a specific financial year that makes sure of liquidity of the receivables of Sharma and Ryan Company. Liquidity ratios analysis of Sharma and Ryan Company explained that the companys operating cycle is highly efficient that is capable to convert its products into cash. As Sharma and Ryan Company has low inventory turnover it has less chances of facing liquidity problems once it is unable to decrease such obligations (Weil, Schipper and Francis 2013). This ratio signifies that the company must be careful regarding its risk of bankruptcy and how many times it can address its debt obligations relied on assets. Considering such results, the company is recommended to sell its inventory in order to pay its short term debt without selling its inventory. References Batta, G., Ganguly, A. and Rosett, J., 2014. Financial statement recasting and credit risk assessment.Accounting Finance,54(1), pp.47-82. Brigham, E.F. and Ehrhardt, M.C., 2013.Financial management: Theory practice. Cengage Learning. Bruce-Twum, E. and Mensah, C.C., 2015. Financial Statement Analysis. Gritta, R.D. and Adrangi, B., 2014. The Use of Bankruptcy Forecasting Models in Teaching Applied Ratio Analysis in Investment and Financial Statement Analysis Courses. James, W.M., Stephen, B.P. and Mark, B.T., 2014. Financial Reporting, Financial Statement analysis, and Valuation-A Strategic Perspective, 8.Edition, Cengage Learning. Pirie, W.L., Broihahn, M.A., Robinson, T.R. and Henry, E., 2015. International Financial Statement Analysis Workbook. Richard, P., 2014. The Role of the Accounting Rate of Return in Financial Statement Analysis.The Continuing Debate Over Depreciation, Capital and Income (RLE Accounting),67(2), p.235. Thein, M., 2015. Teaching financial statement analysis: a discussion on pedagogy. Wang, C., 2014. Accounting standards harmonization and financial statement comparability: Evidence from transnational information transfer.Journal of Accounting Research,52(4), pp.955-992. Webb, S., 2013. 350-01 Financial Statement Analysis. Weil, R.L., Schipper, K. and Francis, J., 2013.Financial accounting: an introduction to concepts, methods and uses. Cengage Learning. Wimmer, H. and Rada, R., 2013. Applying information technology to financial statement analysis for market capitalization prediction.